Special Festive Rates: Personal loans starting @9.99% & Home loans @8.50%
⚡ Instant Pre-Approved Offers Available

Fast, Transparent Loans with Minimum Documentation

Whether you need immediate funds for personal milestones, property purchase, business expansion, or emergency liquidity — compare and get approved by top banks within minutes.

🛡️ 100% RBI Compliant Partners
🔒 256-Bit Bank-Grade Security
⚡ Disbursals within 24 Hours

Why Borrowers Trust Us

Direct Digital Facilitation Platform

✓ 99.2% Approval Rate
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Instant Eligibility Check

Know your eligible loan amount and EMI in less than 2 minutes without impacting your credit score.

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Paperless Digital Application

Upload digital KYC and bank statements online with zero branch visits required.

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15+ Lending Bank Partners

Compare multiple offers side by side to ensure you receive the lowest interest rates and best tenures.

Check Your Loan Eligibility Now

₹100+ Cr

Total Disbursed

50,000+

Happy Borrowers

8.50%

Lowest ROI Starting

24 Hours

Quick Disbursal

Loan EMI Calculator

Estimate your monthly installment and total repayment with our interactive visual calculator before applying.

Loan Amount Required ₹ 10,00,000
₹50,000 ₹1 Crore
Interest Rate (p.a.) 10.5%
8.5% p.a. 24.0% p.a.
Loan Tenure (Years) 5 Years
1 Year 30 Years
💡 Pro Tip: Longer tenure reduces monthly EMI, while shorter tenure reduces total interest paid.
Estimated Monthly EMI
₹ 21,494
Principal Amount ₹ 10,00,000
Total Interest Payable ₹ 2,89,634
Total Amount Payable ₹ 12,89,634
Apply for this Loan Amount →

Explore Our Loan Products

Choose from our comprehensive suite of personal, commercial, and secured credit products designed for your specific needs.

Personal Loan Instant Unsecured

Personal Loan

ROI from 9.99% p.a.

Quick unsecured funding up to ₹25 Lakhs for weddings, travel, medical emergencies, or debt consolidation with zero collateral.

Home Loan Low Interest

Home Loan

ROI from 8.50% p.a.

Finance your dream flat, independent villa, or plot construction with low EMIs, up to 90% property value funding, and tax benefits u/s 24(b).

Vehicle Loan Up to 100% On-Road

Vehicle Loan

ROI from 8.75% p.a.

Drive home your dream car or two-wheeler with quick sanctions, minimal downpayment options, and transparent hypothecation terms.

Business Loan Collateral Free

Business Loan

ROI from 11.50% p.a.

Fuel your company expansion, working capital, inventory replenishment, or machinery purchase with unsecured business funding up to ₹50 Lakhs.

Loan Against Property High Value Funding

Loan Against Property (LAP)

ROI from 9.25% p.a.

Unlock substantial capital by leveraging your residential or commercial real estate at interest rates significantly lower than personal loans.

Gold Loan Instant Cash

Gold Loan

ROI from 0.75% / month

Instant cash against gold ornaments within 30 minutes. 100% insured bank vault storage, high per-gram valuation, and flexible repayment options.

Insurance Services Total Protection

Insurance Plans

Cover up to ₹1 Crore+

Comprehensive Term Life, Family Health, and Motor Insurance policies from 15+ top providers with cashless claim settlements.

Authorized Lending & Banking Partners
🏦 HDFC Bank
🏦 State Bank of India
🏦 ICICI Bank
🏦 Axis Bank
🏦 Kotak Mahindra
🏢 Tata Capital
🪙 Muthoot Finance
🏢 Bajaj Finserv
🏠 PNB Housing

Why Thousands Choose Us

We eliminate paperwork hurdles and opaque bank charges with transparent, digital-first loan distribution.

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Rapid Disbursals

Once verified, loan proceeds are directly credited to your bank account within 24 hours.

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Lowest Rate Guarantee

We match your credit profile with partner institutions offering the lowest interest rates and flexible tenures.

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100% Paperless Flow

Submit applications, verify identity via OTP, and track approvals without tedious physical visits.

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Zero Hidden Charges

Complete clarity on processing fees, foreclosure terms, and EMIs before you accept any loan contract.

Trusted by 50,000+ Borrowers

See what our customers have to say about their experience with InfyReach Connect.

★★★★★

"Needed ₹5 Lakhs urgently for my sister's wedding. Submitted details on InfyReach Connect in the morning, got a call from their executive within 15 minutes, and funds were disbursed next day. Smooth and reliable!"

RS
Rohit Sharma
Personal Loan (₹5,00,000) • Mumbai
★★★★★

"Purchased our first flat in Pune. InfyReach helped us compare SBI and HDFC home loan rates easily. They secured an 8.55% interest rate with zero hassle on property legal evaluation."

PK
Priya Kulkarni
Home Loan (₹42,00,000) • Pune
★★★★★

"Expanding our textile business required urgent working capital. Traditional bank branch was taking 3 weeks. InfyReach arranged collateral-free business finance in 48 hours."

AM
Amit Mehta
Business Loan (₹18,00,000) • Ahmedabad

Frequently Asked Questions

Find answers to common questions about eligibility, documents, and disbursals.

What documents are required to apply for a loan? +
For personal and salaried loans, you only require your PAN card, Aadhaar card, last 3 months bank statements, and salary slips. For business loans, GST returns and 1-year bank statements are needed.
What is the minimum credit score (CIBIL) required? +
A CIBIL score of 650+ is preferred for unsecured personal and business loans. However, for secured products like Gold Loans or Loan Against Property, approvals can be processed even with lower scores.
How fast is the loan amount disbursed? +
Once your documents and digital KYC are verified, personal loans and vehicle loans are typically disbursed within 24 hours. Gold loans can be disbursed on the same day within 30 minutes.
Are there any prepayment or foreclosure charges? +
As per RBI guidelines, floating rate home loans for individual borrowers carry 0% foreclosure penalty. Most personal loans allow prepayment after 6 to 12 EMI payments.
Is my personal and financial information secure with you? +
Yes, absolutely. We utilize 256-bit bank-grade SSL encryption across our entire infrastructure. Your details are strictly transmitted to authorized lending banks for loan evaluation and are never sold to third parties.

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